As Online Banking has become more accessible and easy to use, I have found myself using my debit card more and more and rarely using cash. This is becoming a common trend among Americans. We are choosing to use plastic even for small purchases. Banks have capitalized on this trend by offering merchant services to small, medium, and large businesses and it is becoming very rare to find an established business that does not accept plastic.
Where did all my money go?
Have you ever looked at your account balances and asked yourself, “Where did all my money go?” At the end of the month, it’s a good idea to look back at your credit card transactions and bank statements and evaluate your current financial situation to make sure you are spending responsibly. You may not have gone out and bought a new set of golf clubs or splurged on a trip to the beach, but you might be surprised how quickly some of your routine spending habits start adding up over time.
Making the Switch
by CareyAnn Peterson Every Monday morning, Richard sips on his morning cup of joe and reads the newspaper while waiting for his bank to open. At 8am sharp, he heads to the local branch of his bank and withdrawals the cash he needs for the week. His favorite teller at the bank welcomes him by name and immediately begins to …
The Sandwich Generation
Are you one of the struggling members of the Sandwich Generation? There have been a growing number of people who have taken on the responsibility of caring for their aging parents while simultaneously caring for their own children, known as the “Sandwich Generation.”
