Cash flow investing is a great option for many retirees who don’t have a large nest egg. Here’s why.
What a New President Really Means for the US Market (And Your Investments)
What do the 2016 election, the U.S. market, and your investment portfolio have in common? Here’s what you should know
Best Option Trading Strategy for a Portfolio Paycheck
There’s an option trading strategy that’s practically a hidden reservoir of monthly income generation lying in your own investment portfolio’s proverbial ‘backyard.’ Becoming aware of this strategy and learning how to use it empowers you to start generating real income from your portfolio, quickly. While you may not have known about this great opportunity to put your portfolio to work, increasing …
Step #5 – Retirement Preparedness Checklist: Create Enough Cash Flow to Cover Retirement Expenses
Think about this. Most companies don’t go bankrupt because they are not profitable. They don’t go bankrupt because the value of their assets has declined. They go bankrupt because they do not have sufficient cash flow to pay their creditors and employees. A company can lose money, on paper, but stay in business indefinitely so long as it has sufficient …
The Retirement Preparedness Checklist
Heavyweight champion and prolific pitchman, George Foreman, said, “The question isn’t at what age I want to retire, it’s at what income.” Before you turn in the keys to your office for good, you need to make sure you are prepared financially for life without a paycheck. Use this handy Retirement Preparedness Checklist and correlating worksheets to make sure you …
How to manage stock market volatility in retirement
In retirement, one of the scariest things, particularly when you are dependent on your investment portfolio for a large portion of your retirement income, is how to deal with the ups and downs of the stock market and the economy. You may believe that, in order to do that, you have to be able to get into the market as …
Myths and Misconceptions about Exchange Traded Options
There are a variety of long-standing myths about options that need to be dispelled. The most widely held are: 1) options are too risky; 2) they’re too complicated or you’re not smart enough to use them; 3) you cannot use options inside of an IRA account; and 4) options on General Electric, for example, are no different than the exotic, …
Hedging Your Biggest Risks
Our paycheck protects us against all sorts of risks. You are in a much better position to absorb unexpected bills, divorce, a lawsuit, or a 20 year bear market when you are employed and have a steady and dependable source of income. A paycheck also hedges you against inflation. Typically, your W-2 income will rise over time to account for …
The Power of a Portfolio Paycheck
Suppose I buy a diversified portfolio of stocks hoping that over time they will increase in value so I can sell them. Until that happens, and I have consummated the sale, I have not made one thin dime. So, until that happens, I sit and I sweat. I worry about interest rates, the dollar, the economy, the possibility of terrorism. …
